BOCA RATON, FL — A financing dispute tied to medical equipment has landed in Palm Beach County court, with NEC Financial Services, LLC alleging that Nava Health Medical Group, LLC, doing business as Integrated Wellness, stopped making required payments and is holding collateral covered by the deal.
The complaint, filed Jan. 14, 2026, in the Circuit Court of the 15th Judicial Circuit in and for Palm Beach County, Florida, is styled NEC Financial Services, LLC v. Nava Health Medical Group, LLC d/b/a Integrated Wellness, and Carl Lord, Case No. 502026CA000485XXXAMB, in the court’s General Jurisdiction Division. The lawsuit seeks damages exceeding $50,000 and other relief, according to the filing.
In the complaint, NEC identifies itself as a Delaware limited liability company. It alleges Nava Health Medical Group, LLC d/b/a Integrated Wellness is a Florida limited liability company located and conducting business in Palm Beach County. The suit also names Carl Lord, whom the complaint describes as a Maryland resident, and alleges the court has jurisdiction over him through a personal guaranty.
NEC’s first count alleges breach of a finance agreement. According to the complaint, on or about June 18, 2024, Nava Health Medical Group, LLC d/b/a Integrated Wellness executed and delivered to MMP Capital, LLC an Equipment Finance Agreement tied to the purchase of equipment identified as collateral. The complaint says a copy of the finance agreement is attached as an exhibit.
The filing further alleges MMP Capital, LLC later assigned its rights, title, and interest in the finance agreement and guaranty to NEC, and that NEC now owns and holds the finance agreement and guaranty. NEC claims Nava Health Medical Group, LLC d/b/a Integrated Wellness breached and defaulted under the agreement by failing to make a monthly payment due July 1, 2025, and all subsequent payments due afterward.
NEC alleges it has been damaged and seeks a judgment against the business defendant for $114,704.01, plus interest, costs, attorneys’ fees, and other sums it says are due under the finance agreement.
In a second count, NEC alleges breach of guaranty against Lord. The complaint claims that on or about June 18, 2024, Lord executed and delivered a guaranty in which he guaranteed the obligations of Nava Health Medical Group, LLC d/b/a Integrated Wellness under the finance agreement. NEC alleges Lord breached and defaulted under the guaranty by failing to make payments due under the agreement, and it seeks the same principal amount, plus interest, costs, and attorneys’ fees.
A third count seeks replevin, a court order aimed at recovering possession of property. NEC alleges the collateral is located in Palm Beach County and is in the possession and or control of the defendants, though it states the value of the collateral is unknown. NEC claims it is entitled to a writ of replevin and immediate possession because the collateral is being wrongfully detained following the alleged breach and default. The complaint also alleges, based on NEC’s information and belief, that the defendants are engaging in conduct that may place the collateral at risk of destruction, concealment, sale, removal from the state, removal from the court’s jurisdiction, or transfer to an innocent purchaser during the case.
The complaint is signed by plaintiff’s counsel Richard B. Stofer of Lorium Law in Fort Lauderdale. No defense counsel is listed in the filing.
The original complaint, NEC Financial Services, LLC v. Nava Health Medical Group, LLC d/b/a Integrated Wellness, and Carl Lord, Case No. 502026CA000485XXXAMB, as filed January 14, 2026, with the Clerk of Court, can be viewed here.
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