BOCA RATON, FL (Boca Post) (Copyright © 2025) — A commercial lending dispute has landed in Palm Beach County Circuit Court, where Headway Capital, LLC is suing a Boca Raton business and its owner over an alleged loan default.
The case, Headway Capital, LLC v. Boca DME Connections LLC and Mischma E. Polynice, Case No. 502025CA013140XXXAMB, was filed December 18, 2025, in the Fifteenth Judicial Circuit in and for Palm Beach County.
According to the civil complaint, Headway Capital alleges that Boca DME Connections LLC entered into a Business-Use Line of Credit and Security Agreement on or about June 11, 2024. The agreement provided the company with a revolving line of credit for working capital. How much was initially available is defined in the contract itself, which is attached to the filing.
At the same time, the lender claims, Mischma E. Polynice executed a personal guaranty tied to the line of credit. Under that guaranty, Polynice allegedly agreed to personally and unconditionally guarantee the company’s payment and performance obligations if the business failed to pay.
The complaint states that Boca DME Connections received funds advanced under the line of credit. It also alleges the company later defaulted by failing to make payments as required under the agreement. Headway Capital says it made demand for payment, but the default was not cured.
Still unpaid, according to the lender.
Court records show Headway Capital claims it accelerated the debt on July 14, 2025. As of that date, the lender alleges the defendants owed a principal balance of $41,909.41, along with $14,696.96 in accrued interest calculated through July 14, 2025. The lawsuit also seeks pre-judgment interest beginning July 15, 2025, plus statutory post-judgment interest if a judgment is entered.
The complaint lays out three counts.
Count I alleges breach of contract against Boca DME Connections LLC. Headway Capital claims the company failed to make required payments under the business line of credit and is liable for the unpaid principal, interest, and additional interest allowed by law.
Count II alleges breach of guaranty against Polynice. The lender claims the guarantor failed to cure the business’s default and is personally liable for the same amounts allegedly owed under the credit agreement.
Count III seeks recovery of attorneys’ fees and litigation costs. Headway Capital cites provisions in the line of credit agreement that allegedly require the borrower and guarantor to pay the lender’s legal expenses incurred in enforcing the contract and guaranty.
Headway Capital is asking the court to enter judgment against both defendants, jointly and severally. The lender seeks the full principal balance, accrued interest, pre-judgment and post-judgment interest, attorneys’ fees, and court costs, along with any other relief the court finds appropriate.
The case was filed with the Palm Beach County Clerk of Court and assigned to the circuit civil division. No response from Boca DME Connections LLC or Polynice had been filed as of the date shown in the complaint.
It’s a paper case for now.
As with all civil lawsuits, the allegations outlined in the complaint have not been proven. The defendants will have the opportunity to respond and present defenses in court.
The original document, as filed with the Palm Beach County Clerk of Court, can be viewed here.
Learn more about contract or business disputes.
